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![Memberships at BJ's are required for these benefits and are available to individual consumers and businesses. BJ's memberships normally last for 12 months from the date of purchase and are required to be renewed yearly to maintain their validity. As of January 31, 2009 (2009 -01-31)[update], a standard Inner Circle (individual) membership at BJ's cost $45 per year. In addition, BJ's also has a special Rewards membership that may be purchased for an additional $35, allowing 2% of all of a member's purchases to be rewarded and redeemed for use towards future BJ's purchases (with the exception of alcohol, tobacco, and gas). Business members may apply to purchase BJ's products for resale, and those of nonprofit organizations may apply for tax-exempt privileges (where applicable). Members with expired memberships (if they choose not to renew), as well as non-members are allowed to shop, but are assessed a 5-15% surcharge (depending on the club and the circumstances) on their total, and are not allowed to pay by check. However, if non-members keep their receipts and decide to renew their membership or open a new membership, they will be refunded the surcharge and applied towards the membership fee, within seven days. To aid in convenience, most BJ's memberships can be renewed at the register during checkout. BJ's Wholesale Club has a 100% Satisfaction Guarantee on their memberships, and therefore a membership can be refunded at any time during that membership period without any 90- or 30-day stipulation.Many of BJ's clubs offer special services to members, such as gas stations, home heating oil, propane filling, an optical department, car rentals, and vacation packages. These services vary from location to location. As of 2008, there were 154 clubs with optical departments.](images/Click%20Banner.gif "Makeup, Cosmetics, Bath and Body, Jewelry, Skincare, Haircare, Fragrance, Fashion, Gifts")
